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A website needs a Terms & Conditions (T&C) page for several important reasons:

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1. Legal Protection: A T&C page establishes the legal relationship between the website owner and its users. It sets out the rules, obligations, and guidelines that users must agree to in order to use the website, helping to protect the website owner from potential legal disputes.

2. Limitation of Liability: It allows the website owner to limit their liability by clearly stating what they are and are not responsible for. This can include disclaimers about the accuracy of information, third-party links, and user-generated content.

3. Intellectual Property Protection: The T&C page can protect the intellectual property of the website owner by stating ownership of the website's content, including text, images, logos, and other creative works. It can also prohibit unauthorized use or reproduction of this content.

4. User Conduct Rules: It sets out the rules for user behavior on the site, including prohibitions against illegal activities, spamming, harassment, and other inappropriate actions. This helps maintain a positive and safe environment for all users.

5. Account Management: For websites that require user accounts, the T&C page can detail the terms of account creation, management, suspension, and termination. This includes guidelines on password security and responsibilities.

6. Payment Terms: If the website offers products or services for sale, the T&C page can outline the terms of payment, including accepted payment methods, billing cycles, refund policies, and any applicable fees.

7. Privacy and Data Use: While a separate privacy policy covers data protection, the T&C page can reference the privacy policy and inform users how their data will be used in the context of the website's services.

8. Dispute Resolution: It can specify the process for resolving disputes, such as through arbitration or mediation, and the jurisdiction under which disputes will be handled. This provides a clear mechanism for addressing conflicts.

9. Modification of Terms: The T&C page can include a clause that allows the website owner to update or modify the terms at any time. This ensures that the website can adapt to changing legal requirements and business practices.

10. Termination of Service: It outlines the conditions under which the website owner can terminate a user’s access to the site, such as for violations of the terms or other misconduct.

Overall, a T&C page is a crucial legal document that helps establish clear guidelines and protections for both the website owner and its users, ensuring a fair and transparent use of the website and its services.